Helping You Buy Your Perfect Home

Buying a home is exciting! Whether you are shopping for your first home, the home you’ve always dreamed of or adding an investment property to your portfolio, buying is always a big investment. At 904 Realty we understand the importance of buying a home and we’re here to help you every step of the way. It is our goal to make sure we find the perfect property for your needs that checks all the boxes on your wish list. We know the local market and love what we do! We take pride in teaching you throughout the buying experience so that you don’t have any unanswered questions and understand the entire process.

Finding the perfect property is just one way 904 Realty agents help you with your property purchase. We also have access to Jacksonville’s top professionals in every related field from lending to relocation to home improvements.

Customized Listings

It’s likely that you’ve already come across online search tools like those offered by Zillow or Realtor.com. While these platforms are undeniably valuable, our approach sets us apart. We specialize in tailoring a personalized search that aligns precisely with your preferences and requirements. You’re encouraged to continue your independent exploration by identifying properties and sharing their details, be it addresses or links. On the other hand, should you prefer a bespoke search experience leveraging the MLS, we invite you to complete the form located at the base of this page. Entrusting us with this task would be our pleasure.

FAQ

What’s the first step I should take in purchasing a home?

The very first thing you need to do is to get pre-qualified for a mortgage. This will allow you to know what realistic budget you have.

How many homes should I see before making an offer?

You should see as many as you need to ensure you find the perfect home. On average, home buyers will look at hundreds of homes online but will see 10 homes in person before writing an offer.

How long does it take to get a mortgage?

The entire mortgage process, from preapproval to getting the actual loan, can take between three to six weeks to complete when the market is stable.

How long does the home buying process take?

Typically, anywhere from 30-45 days.

How do I know if the property is a good deal?

We will look at houses that have recently sold in the area that are similar to the one you are buying to ensure that you are paying a fair price.

When can I back out if I change my mind?

You can always back out of a deal, but you may have to forfeit the earnest money you put down with the offer. Earnest money is typically around 1%-2% of the home’s price.

How much money do I need to have to actually purchase the house, for down payment, etc?

You will need at least 1% of the purchase price immediately for a binder deposit and about 3% to whatever you and your lender have decided for the down payment, unless you have a VA mortgage.

How much do real estate agents charge for assisting in buying a home?

In most cases, nothing at all! The sellers pay their realtor a fee, and then that listing agent pays the buyer’s agent for bringing the buyer and facilitating the transaction.

What else should I know?

We will be able to walk you through the entire process from start to finish. We will literally tell you what is needed next every step of the way. Make this a fun experience!

Let’s Find The Perfect Home For You.

Making An Offer And Closing

The realtors at 904 Realty are expert negotiators. When you find the perfect home, we’ll help you submit an offer that we are confident will get you the best price possible.

After an offer has been accepted we’ll help you navigate through the next steps of scheduling inspections, appraisals, and finally, closing on your new home.

It is our promise to make the process as stress-free as possible. All these services are included at no cost to you

For Any Question Call Us At:

904.323.2220